FloatMe

4.60

Information

Category:

Finance

Price:

Free

Rank:

56

Rating:

4.60

Overview

FloatMe is a financial management application that allows users to access earned wage advances, manage budgets, and explore personal loan options. It offers a variety of features including cash advances with no credit check or interest, budgeting tools like the cash flow calendar, and a marketplace for financial products. FloatMe can be used on mobile devices, making it a versatile tool for individuals needing quick financial assistance between paychecks. One of the best things about FloatMe is its secure connection through Plaid Portal with 256-bit bank-level security. This means that users' banking information is kept safe while accessing financial services. And, if you're using FloatMe on your smartphone, you can even receive low balance alerts to avoid overdraft fees. Overall, FloatMe is an excellent application for managing personal finances. Whether you're looking for cash advances, budgeting tools, or personal loan offers, it's a great option.

Features

FloatMe is a popular app with a ton of features and customization options. Here are five of our favorites: 1. Earned Wage Access - Get instant access to your earned wages without any credit check, interest, or hidden fees. Repay when your paycheck lands or when you can afford it. 2. Budgeting Tools - Utilize the cash flow calendar to view your paycheck budget and bills, estimate available balance, and avoid overdraft fees with low balance alerts. 3. Personal Loan Offers - Receive instant personal loan offers from lending partners, compare loans, and choose one that fits your needs to get money fast. 4. Marketplace - Discover ways to earn money through online surveys and explore financial products from partners. 5. Security - Connect your bank accounts securely with 256-bit bank-level security through Plaid Portal, ensuring your information remains safe.

Pros & Cons

FloatMe is a great way to access earned wage advances and manage personal finances. The app has a variety of features, such as cash advances with no interest, budgeting tools, and personal loan offers. But it also has its share of drawbacks. For one, membership is required to request cash advances and costs $4.99/month. Additionally, not all members will qualify for the maximum advance amount right away. Overall, FloatMe is a valuable resource for financial assistance. While there are some limitations, it provides essential services for those in need of quick cash between paychecks.